Topic: Privacy in Online Social Lending

Speaker: Rainer Böhme [Website]

Affiliation: Juniorprofessur für IT-Sicherheit

Paper: [pdf] R. Böhme and S. Pötzsch (2010): Privacy in Online Social Lending, Proc. of AAAI Spring Symposium on Intelligent Information Privacy Management, Stanford University, Palo Alto, CA, 23–25 March 2010.

Abstract: Online social lending is the Web 2.0’s response to classical bank loans. Borrowers publish credit applications on websites which match them with private investors. We point to a conflict between economic interests and privacy goals in online social lending, empirically analyze the effect of data disclosure on credit conditions, and outline directions towards efficient yet privacy-friendly alternative credit markets.

About Rainer Böhme: Rainer Böhme is Assistant Professor of Information Systems and IT Security at the European Research Center for Information Systems (ERCIS). His research interests include economics of information security and privacy, privacy-enhancing technologies, multimedia security, and digital forensics.